Disability Insurance MAKE SURE YOU'VE PROTECTED THE LIFE YOU'VE BUILT What is Disability Insurance? Disability insurance replaces income if you’re too sick or injured to work. Disability insurance can supplement long-term disability coverage that you may have through your employer. What are some Benefits of Disability Insurance? Disability Insurance replaces a percentage of base salary and regular bonus or incentive income.DI can cover retirement contributions and student loan payments.When you pay for this individual coverage with after-tax dollars, any benefit payments you receive are tax free.Your disability policy belongs to you even if you change jobs. YOU CAN’T WORK. FORTUNATELY, YOUR COVERAGE WILL. The most common myth about disability income insurance is that coverage is only used for rare, catastrophic accidents. The fact is, most people rely on the insurance to cover the income they’ve lost due to disabilities caused by conditions such as heart disease and arthritis. Be informed – protect yourself and your business. Disability Insurance Resources Disability Income This calculator estimates your chances of becoming disabled and your potential need for disability insurance. Learn More Can Group, Private Disability Policies Work Together? Loss of income from disability has the potential to cause financial hardship. Disability insurance can help. Learn More Disability and Your Finances In the event of an unforeseen accident or illness, disability insurance may be a good way to protect your income and savings. Learn More Have a Disability Insurance Question? Fill out the Form below to have a Disability Insurance Specialist reach out to you. Name Email Address Phone Question Thank you! Oops!